Georgia Consumer Lawyer

What is a Georgia Consumer Lawyer?

A Georgia Consumer Lawyer is an attorney, affiliated with the State of Georgia Bar Association, who represents clients in civil actions against businesses that have violated either state or federal consumer protection laws. Consumer protection laws are to protect the public from usurious practices by businesses and corporations including predatory lending, deceptive trade practices, fraudulent advertising, and unscrupulous contracts, among others.

What are Consumer Protection Laws?

Consumer protection law is a broad term that describes both the federal and state governments’ regulations to protect both consumers and business by enforcing fair trade practices and truthfulness in the marketplace. Consumer protection laws involve antitrust; food and drugs; banking; communications; real estate; health insurance; and digital media; among other things. On the federal level these statutes and regulations enforced by the Federal Trade Commission and the U.S. Department of Justice. Violations of Georgia’s own consumer protection laws are regulated by the Georgia Office of Consumer Protection.

On the federal level a number of statutes exist to protect consumers like the Fair Credit Reporting Act, The Truth in Lending Act, and the Consumer Protection Act. These deal with lending institutions but there are many more that encompass every area of consumer rights.

Georgia Consumer lawyers represent plaintiffs in actions against businesses in civil suits, in conjunction with the federal or state prosecution, for damages due to these unfair trade practices. Georgia Consumer Lawyers represent clients who have been damaged by unfair trade practices that can include lemon laws, failure to warn, manufacturing and design defects in products liability, fair housing violations, and numerous other cases where the consumers rights have been violated due to, among other things, the gross imbalance of power in the marketplace that business has over the consumer.

An example of one of Georgia’s own consumer protection laws is the law that states that a lending institution may not have default interest rates of 7% and if there is a higher interest rate that must be in writing and in simple contract terms not to exceed 16% for loans of $3,000 or less.

Why do I need a Georgia Consumer Lawyer?

Whenever you are dealing with a violation of your rights by a business entity it is important that you have a Georgia Consumer Lawyer on your side. Corporations often believe themselves to be above the law and regulations associated with accurately representing their product or following regulations to protect consumers. Business hides their unfair practices in pages of fine print in contracts and warranties. A Georgia Consumer Lawyer can see through the legalizing and upholding your rights as a consumer. Many lawsuits that deal with unfair practices by businesses go to court in the form of class action lawsuits which a number of clients, sometimes in the thousands, will be represented by a Georgia Consumer Lawyer. These actions are prevalent in suits involving failure to warn on consumer products and pharmaceutical products. A Georgia Consumer Lawyer will be able to help you get the justice that you deserve, and at the very least, intimidate the business to settle the case without going to court.

Where do I find Georgia Consumer Lawyers?

If you are a resident of Georgia or your cause of action arose out of your dealings with the State of Georgia and you have been a victim of violations of consumer protection laws then you should seek representation from a Georgia Consumer Lawyer. Almost all Georgia Consumer Lawyers have websites that can be easily accessed through a simple internet search. These websites will provide detailed descriptions of the Georgia Consumer lawyer’s education, areas of practice, certificates, and results that they have from representing clients. However, these websites are “advertisements” in that they are designed to best represent the lawyer and should not be taken completely by their word.

Laws-Info.com has a valuable and effective referral service. At the top clicking on the “find a lawyer” link you will be able to access the laws.com referral service. By inputting your location, name, contact information, and a description of your legal problem laws.com will be able to connect you with Georgia Consumer Lawyers in your area that will help you.

What Questions to Ask a Georgia Consumer Lawyer?

When you meet with your Georgia Consumer Lawyer you will want to have a number of questions prepared to ask. You should interview at least 3 Georgia Consumer Lawyers to determine which one is right for you. Some examples of questions that you may want to ask are:

■ How long have you been practicing consumer law in Georgia?

■ What is your trial experience and record?

■ How many of your cases settle and their results?

■ What is the main issue in my case?

■ What problems do you see in my case?

■ Where did you go to law school?

■ How many similar cases have you handled and what were the results?

■ What are your rates?